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Version ¹9 on 28/07/2026

As of July 1, 2026, the issuance of electronic money was carried out by 8 banks and Kazpost JSC. Payment organizations are the operators of 34 out of 38 electronic money systems operating in Kazakhstan.

In the second quarter of 2026, Kazakhstani issuers of electronic money issued electronic money in the amount of KZT 409.8 billion. The number of open electronic wallets exceeded 38 million.

In the second quarter of 2026, the volume of transactions using electronic money issued by Kazakhstani issuers within Kazakhstan amounted to 63.5 million transactions totaling KZT 684.3 billion (compared to the same period of 2025, the number of transactions increased by 4.1%, while the value of transactions increased by 113.1%).

As of July 1, 2026, the value of transactions using electronic money in favor of individual entrepreneurs and legal entities amounted to KZT 550.1 billion (an increase of 115.6% compared to the first quarter of 2026), while the value of transactions in favor of individuals reached KZT 134.2 billion (an increase of 6.7 times).

 

Table 1

Indicators

01.04.2026

01.07.2026

Issuance of electronic money (number of transactions)

2 140 647

5 288 586

Issuance of electronic money, volume (mln KZT)

234 160,8

409 776,9

Electronic money in circulation (mln KZT)

40 789,7

24 252,2

Number of electronic wallets

49 786 716

38 271 906

Number of agents of electronic money issuers

141

137

Number of subagents of electronic money issuers

9 912

9 871

Number of EM transactions (in thousands), including:

43 472,3

63 450,8 

Individuals

877,6

3 051,6  

Individual entrepreneurs and legal entities

42 594,6

60 399,2  

Volume of EM transactions (mln KZT), including:

275 189,0

684 318,4 

Individuals

20 076,0

134 228,2 

Individual entrepreneurs and legal entities

255 112,9

550 090,2

Version ¹8 on 30/04/2026

As of April 1, 2026, the issuance of electronic money was carried out by 8 banks and Kazpost JSC. Payment organizations act as operators of 36 out of the 40 electronic money systems functioning in Kazakhstan.

In the first quarter of 2026, Kazakhstani electronic money issuers issued (emitted) electronic money in the amount of KZT 234.1 billion. The number of opened electronic wallets exceeded 49 million.

In Q1 2026, the volume of transactions using electronic money issued by Kazakhstani issuers within Kazakhstan amounted to 43.5 million transactions totaling KZT 275.2 billion (compared to the same period in 2025, the number of transactions and the total value decreased by 31.4% and 17.7%, respectively).

As of April 1, 2026, the volume of transactions using electronic money in favor of individual entrepreneurs and legal entities amounted to KZT 255.1 billion (a decrease of 13.7% compared to Q4 2025), while transactions in favor of individuals amounted to KZT 20.0 billion (an increase of 2.2 times).

 

Table  1

Indicators

01.01.2026

01.04.2026

Issue of electronic money (number of transactions)

1 453 641

2 140 647

Issue of electronic money, volume (mln. KZT)

279 329,8

234 160,8

Electronic money in circulation (mln. KZT)

46 004,7

40 789,7

Number of electronic wallets

52 181 423

49 786 716

Number of agents of electronic money issuers

134

141

Number of subagents of electronic money issuers

9 934

9 912

Number of EM transactions (in thousands), including:

57 365,2

43 472,3

In favor of individuals

649,4

877,6

In favor of individual entrepreneurs and legal entities

56 715,8

42 594,6

Volume of EM transactions (mln. KZT), including:

304 577,5

275 189,0

In favor of individuals

8 950,4

20 076,0

In favor of individual entrepreneurs and legal entities

295 627,1

255 112,9

 

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