For November 2022 banks and JSC «Kazpost» performed 865,836 million transactions to the sum of 73,926 trillion KZT with the application of payment instruments presented in Table.

As before, payment orders and payment cards are payment instruments used most commonly on the territory of Kazakhstan. Here with the average value of one payment order in November 2022 came to 2,0 mln. KZT.  At the same time, a high specific weight of payment cards on the volume of transactions and a low specific weight on value of transactions are due to the use of this payment instrument primarily for operation with small sums.  

During the specified period checks and means of electronic payment are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.

 

Data on the use of payment instruments in November 2022

Table
(volume in thousands transactions; value in billions KZT)
	Volume		Value
Payment instrument	Abs.	in % of total amount	Abs.	in % of total amount
Payment orders	30 127,0	3,5%	60 488,5	81,8%
Payment requests	307,0	0,04%	6,5	0,01%
Checks	0,1	0,00%	0,3	0,00%
Collection orders	381,2	0,04%	30,3	0,04%
Payment warrant	22 890,3	2,6%	1 126,3	1,5%
Payment notice	1 899,7	0,2%	253,6	0,3%
Payment cards, including:	810 231,1	93,6%	12 020,0	16,3%
- cash withdrawals	19 854,0	2,5%	1 797,1	15,0%
- cashless payments	790 377,0	97,5%	10 222,9	85,0%
Means of electronic payment[1]	0,0	0,0%	0,0	0,0%
Total	865 836,4	100,0%	73 925,5	100,0%

 

[1] With the exception of payment cards.