On the whole 8,0 mln. transactions to the amount of 51 713.9 bln. KZT (or 352.9 bln. US dollars) were conducted through payment systems of Kazakhstan (Interbank System of Money Transfer and Interbank Clearing System) in III quarter of 2011. As compared to III quarter of 2010 number of payments in payment systems increased by 4.4% (by 333.7 thousand transactions), while decreased amount of payments by 17.9% (by 7 850.9 bln. KZT).

Interbank System of Money Transfer (ISMT)

Number of participants as of 1 October 2011 made up 50[1], including: 39 second-tier banks and JSC “Development Bank of Kazakhstan”; the Committee of the Treasury of the Ministry of Finance of the Republic of Kazakhstan; 6 organizations carrying out certain kinds of bank operations (JSC “Kazpost”, JSC “Central depositary trust company”, JSC “Kazakhstan stock exchange”,  Kazakhstan interbank settlement centre, Clearing house of KISC); State center on pension payment; the Interstate Bank and Eurasian Development Bank; the National Bank of the Republic of Kazakhstan.

In III quarter of 2011 2.9 mln. transactions to the amount of 50 736,9 bln. KZT (346.2 bln. US dollars) were conducted through ISMT. As compared to similar period of last year number of payments decreased by 4.8% (by 145.9 thousand transactions), while amount of payments increased by 17.9% (by 7 718.5 bln. KZT). 

 

On an average 45.2 thousand transactions to the amount of 792.8 bln. KZT passed through ISMT per day in III quarter of 2011 which is less than the level of the similar period of 2010 in respect of quantity by 4.4% (by 2.3 thousand transactions) and more in respect of amount by 17.9% (by 120.6 bln. KZT). At that the average amount of one payment document in ISMT during III quarter of 2011 made up 17.5 mln. KZT and increased as compared to III quarter of 2010 by 23.9% (by 3.4 mln. KZT).

At that through ISMT, system-significant payment system of the country, during III quarter of 2011 98.1% of total value of non-cash payments in the country and 36.4% of their total quantity were processed, which gives evidence of fulfillment by ISMT of intended purpose in conducting the most large-size and high-priority payments.     

Interbank Clearing System.

Number of participants in the Interbank Clearing System as of 1 October 2011 made up 39, among them 33 second-tier banks, the Committee of the Treasury of the Ministry of Finance of the Republic of Kazakhstan, the National Bank of the Republic of Kazakhstan, 3 accounts for the State center on pension payment, JSC “Kazpost”.  

Flows of retail payments during III quarter of 2011 made up 5.1 mln. documents to the amount of 976.9 bln. KZT (6.7 bln. USD). As compared to III quarter of 2010 volume of documents in clearing system increased by 10.4% (by 479.5 thousand documents), while value of payments increased by 15.7% (by 132.4 bln. KZT).

On an average 79.2 thousand documents to the amount of 15.3 bln. KZT passed through  clearing system per day, which is more than the level of the similar period of 2010 in respect of quantity of payments by 10.4% (by 7.5 thousand transactions) and more in respect of amount of payments by 15.7% (by 2.1 bln. KZT). At that the average amount of one payment in Interbank Clearing System made up 192.7 thousand KZT which is more as compared to III quarter of 2010 by 4.7% (by 8.7 thousand KZT).

Moreover, in the Interbank Clearing System designed for conducting payments not being high-priority and not exceeding amount of 5 mln. KZT, there were carried out 63.6% of total quantity of non-cash payments in the country and 1.9% of their total value, which also gives evidence of fulfillment by clearing system of it intended purpose in conducting significant quantity of payments to small amounts.