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Version¹ 172 29/12/2025

On the whole 101,7 mln transactions to the amount of 1 401.5 trln KZT were conducted through payment systems of Kazakhstan (Interbank System of Money Transfer and Interbank Clearing System) in January-November of 2025. As compared to January-November of 2024 number of payments in payment systems increased by 27.9% (by 22.2 mln transactions), amount of payments by 4.0% (by 54.1 trln KZT).

 

ISMT and Interbank Clearing System

(thousand transactions and bln. KZT)

Year

January-November

number

volume

2024

79 542,7

1 347 409,4

2025

101 701,2

1 401 539,9

Change in %

27,9%

4,0%

 

Interbank System of Money Transfer (ISMT)

In January-November of 2025 32.2 mln transactions to the amount of 1 388,7 trln KZT were conducted through ISMT. As compared to similar period of last year number of payments increased by 17.3% (by 4.7 mln transactions), amount of payments by 3.9% (by 51.9 trln KZT).

On an average 143.9 thousand transactions to the amount of 6.2 trln KZT passed through ISMT per day in January-November of 2025 which is more than the level of the similar period of 2024 in respect of number by 19.3% (by 23.3 thousand transactions) and in respect of amount by 5.7% (by 336,2 bln KZT).

 

Interbank System of Money Transfer (ISMT)

(thousand transactions and bln. KZT)

Year

January-November

number

volume

2024

total

27 489,7

1 336 822,3

average per day

120,6

5 863,3

2025

total

32 232,4

1 388 681,7

average per day

143,9

6 199,5

Change in %

total

17,3%

3,9%

average per day

19,3%

5,7%

 

Interbank Clearing System.

Flows of retail payments during January-November of 2025 made up 69.5 mln documents to the amount of 12,9 trln KZT. As compared to January-November of 2024 volume of documents in clearing system increased by 33.5% (by 17.4 mln documents), value of payments - by 21.5% (by 2.3 trln KZT).

On an average 310.1 thousand documents to the amount of 57.4 bln KZT passed through clearing system per day, which is more than the level of the similar period of 2024 in respect of number of payments by 35,8% (by 81.8 thousand transactions) and more in respect of amount of payments by 23.6% (by 11.0 bln KZT).

 

Interbank Clearing System

(thousand transactions and bln. KZT)

Year

January-November

number

volume

2024

total

52 053,1

10 587,1

average per day

228,3

46,4

2025

total

69 468,9

12 858,1

average per day

310,1

57,4

Change in %

total

33,5%

21,5%

average per day

35,8%

23,6%

 

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