Version ¹1 on 01/04/2006
In the 1-quarter of 2006 second-tier banks and JSC «Kazpost» performed 22 544.2 thousand transactions valued at a total of 10 445.2 billion KZT with using payment instruments presented in the Table 1. Overall the use of various payment instruments has been increased.
Compared with the 1-quarter of 2005 the volume of various payment instruments used increased by 36.2 percent, and the value of payments increased by 18.7 percent.
Growth in the total volume of payment instruments was due mainly to an increase in the volume of payment orders by 460.4 thousand transactions and the volume of transactions using payment cards by 3 697.2 thousand transactions. Growth in the value of payments was due to an increase in the amount of payments using payment orders by 1 923.7 billion KZT.
As before payment orders and payment cards are the instruments used most commonly on the territory of Kazakhstan. The average value of payment order in the 1-quarter of 2006 was 1.4 million KZT and in comparison with the 1-quarter of 2005 increased by 16 percent. The high proportion of transactions using payment cards and the low volume of payments is due to the use of this payment instrument primarily for the withdrawal of small sums of cash (the average amount of a cash withdrawal transaction in the 1-quarter of 2006 was 17.8 thousand KZT).
Payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity (the total part of given instruments has made 0.6% and 1.4% of total volume and value of payments with using payment instruments).
Data on the use of payment instruments in the 1-quarter of 2006
|
Table 1 |
||||||
|
(volume in thousands transactions; value in billions KZT) |
||||||
|
Payment instruments |
1-quarter of 2005 |
1-quarter of 2006 |
Change |
|||
|
Abs. |
in percent of total amount |
Abs. |
in percent of total amount |
|||
|
Payment orders
|
Volume |
6 346.3 |
38.3% |
6 806.7 |
30.2% |
7.3% |
|
Value |
7 886.9 |
89.6% |
9 810.7 |
93.9% |
24.4% |
|
|
Payment request-orders
|
Volume |
33.7 |
0.2% |
28.6 |
0.13% |
-15.2% |
|
Value |
102.8 |
1.2% |
7.6 |
0.07% |
-92.6% |
|
|
Collection orders
|
Volume |
62.7 |
0.4% |
82.3 |
0.4% |
31.3% |
|
Value |
24.5 |
0.3% |
56.7 |
0.5% |
by 2.3 times |
|
|
Payment cards
|
Volume |
10 010.0 |
60.5% |
13 707.2 |
60.8% |
36.9% |
|
Value |
161.0 |
1.8% |
238.4 |
2.3% |
48.1% |
|
|
Other payment instruments |
Volume |
100.8 |
0.6% |
1 919.6 |
8.5% |
by 19 times |
|
Value |
624.5 |
7.1% |
331.8 |
3.2% |
-46.9% |
|
|
Total |
Volume |
16 553.4 |
100.0% |
22 544.2 |
100.0% |
36.2% |
|
Value |
8 799.7 |
100.0% |
10 445.2 |
100.0% |
18.7% |
|
Use of payments instruments in a cut of regions in the 1-quarter of 2006
(volume of transactions)
|
Table 2 |
||||
|
(in unit transactions) |
||||
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
685 824 |
2 339 |
6 718 |
105 250 |
|
Aktubinsk |
301 134 |
1 253 |
1 346 |
57 045 |
|
Almaty |
2 527 613 |
9 731 |
23 995 |
784 289 |
|
Atyrau |
236 003 |
1 047 |
3 724 |
96 786 |
|
East Kazakhstan |
450 228 |
2 889 |
5 282 |
80 120 |
|
Jambul |
136 849 |
755 |
2 791 |
65 873 |
|
West Kazakhstan |
190 529 |
2 957 |
3 981 |
89 799 |
|
Karaganda |
826 949 |
2 240 |
11 807 |
171 522 |
|
Kostanai |
284 470 |
495 |
2 717 |
76 616 |
|
Kyzylorda |
114 749 |
711 |
3 022 |
38 177 |
|
Mangistau |
174 776 |
1 067 |
3 810 |
40 556 |
|
Pavlodar |
444 496 |
1 547 |
5 766 |
192 171 |
|
North Kazakhstan |
170 901 |
144 |
2 183 |
34 614 |
|
South Kazakhstan |
262 148 |
1 407 |
5 113 |
86 742 |
|
Total |
6 806 669 |
28 582 |
82 255 |
1 919 560 |
Use of payments instruments on regions in the 1-quarter of 2006
(value of transactions)
|
Table 3 |
||||
|
(in billion KZT) |
||||
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
1 266 965.3 |
2 228.2 |
4 791.3 |
40 672.1 |
|
Aktubinsk |
273 174.7 |
702.9 |
215.0 |
21 880.4 |
|
Almaty |
6 553 039.7 |
1 177.4 |
24 793.2 |
105 283.6 |
|
Atyrau |
169 835.6 |
238.4 |
480.6 |
7 027.1 |
|
East Kazakhstan |
179 810.6 |
165.1 |
681.2 |
5 740.1 |
|
Jambul |
58 801.6 |
860.9 |
403.4 |
2 436.3 |
|
West Kazakhstan |
79 983.8 |
1 038.5 |
350.1 |
85 719.8 |
|
Karaganda |
299 678.9 |
24.6 |
1 186.3 |
18 516.8 |
|
Kostanai |
111 138.7 |
242.2 |
18 409.5 |
15 066.2 |
|
Kyzylorda |
101 697.8 |
111.3 |
345.3 |
2 033.2 |
|
Mangistau |
111 813.8 |
439.8 |
1 487.5 |
4 580.6 |
|
Pavlodar |
379 825.8 |
229.3 |
2 406.9 |
12 613.1 |
|
North Kazakhstan |
78 091.4 |
0.2 |
426.1 |
3 136.2 |
|
South Kazakhstan |
146 811.2 |
177.5 |
690.5 |
7 132.3 |
|
Total |
9 810 668.9 |
7 636.3 |
56 667.0 |
331 837.9 |
