Version ¹2 on 01/07/2006

In the 2-quarter of 2006 second-tier banks and JSC «Kazpost» performed 26.2 mln. transactions valued at a total of 12 893.2 billion KZT with using payment instruments presented in the Table 1. Overall the use of various payment instruments has been increased.

Compared with the 2-quarter of 2005 the volume of various payment instruments used increased by 26.4 percent, and the value of payments increased by 5.8 percent.

Growth in the total volume of payment instruments was due mainly to an increase in the volume of transactions using payment cards by 4 099.6 thousand transactions. Growth in the value of payments was due to an increase in the amount of payments using payment orders by 564.3 billion KZT.

As before payment orders and payment cards are the instruments used most commonly on the territory of Kazakhstan. The average value of payment order in the 2-quarter of 2006 was 1.6 million KZT and in comparison with the 2-quarter of 2005 increased by 6.5 percent. The high proportion of transactions using payment cards and the low volume of payments is due to the use of this payment instrument primarily for the withdrawal of small sums of cash (the average amount of a cash withdrawal transaction in the 2-quarter of 2006 was 17.8 thousand KZT).

Payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.

Data on the use of payment instruments in the 2-quarter of 2006

Table 1
(volume in thousands transactions; value in billions KZT)
Payment instruments		2-quarter of 2005		2-quarter of 2006		Change
Payment instruments		Abs.	in percent of total amount	Abs.	in percent of total amount	Change
Payment orders	Volume	7 721.1	37.2%	7 601.9	29.0%	-1.5%
Payment orders	Value	11 627.9	95.4%	12 192.1	94.6%	4.9%
Payment request-orders	Volume	30.2	0.1%	37.4	0.1%	24.0%
Payment request-orders	Value	97.6	0.8%	8.9	0.1%	-90.9%
Collection orders	Volume	71.2	0.3%	88.2	0.3%	23.9%
Collection orders	Value	39.1	0.3%	31.0	0.2%	-20.7%
Payment cards	Volume	12 381.5	59.7%	16 481.1	62.8%	33.1%
Payment cards	Value	202.1	1.7%	292.8	2.3%	44.9%
Other payment instruments	Volume	550.1	2.7%	2 024.9	7.7%	by 3.7 times
Other payment instruments	Value	223.2	1.8%	368.3	2.9%	65.0%
Total	Volume	20 753.9	100.0%	26 233.4	100.0%	26.4%
Total	Value	12 189.8	100.0%	12 893.2	100.0%	5.8%

Use of payments instruments in a cut of regions in the 2-quarter of 2006

(volume of transactions)

Table 2
(in unit transactions)
Region	Payment orders	Payment request-orders	Collection orders	Other payment instruments
Akmola	883 468	2 810	7 070	115 393
Aktubinsk	363 454	1 105	1 303	60 551
Almaty	2 792 383	12 832	32 894	785 601
Atyrau	261 356	1 522	3 966	115 394
East Kazakhstan	506 041	2 231	4 266	82 833
Jambul	180 932	856	2 097	78 955
West Kazakhstan	245 359	4 764	4 121	93 100
Karaganda	645 030	2 452	8 921	182 607
Kostanai	343 619	711	2 730	89 307
Kyzylorda	139 105	1 007	3 636	42 487
Mangistau	222 789	1 432	2 659	44 238
Pavlodar	478 501	3 148	6 332	199 204
North Kazakhstan	216 754	422	1 919	35 888
South Kazakhstan	323 091	2 118	6 237	99 298
Total	7 601 882	37 410	88 151	2 024 856

Use of payments instruments on regions in the 2-quarter of 2006

(value of transactions)

Table 3
(in billion KZT)
Region	Payment orders	Payment request-orders	Collection orders	Other payment instruments
Akmola	1 504 881.2	791.2	4 531.9	36 967.4
Aktubinsk	308 093.5	842.6	156.6	27 993.9
Almaty	8 140 052.4	2 033.4	16 247.1	125 908.4
Atyrau	165 753.7	650.4	748.0	8 277.1
East Kazakhstan	211 365.8	232.0	630.3	6 665.6
Jambul	70 765.1	679.6	434.0	3 722.5
West Kazakhstan	101 104.8	1 807.4	310.3	81 793.1
Karaganda	394 348.6	111.7	801.6	20 558.4
Kostanai	126 234.5	121.0	4 627.8	22 018.5
Kyzylorda	159 166.5	681.8	812.5	2 305.8
Mangistau	153 020.3	155.9	400.3	5 367.1
Pavlodar	605 254.8	453.5	485.2	12 201.9
North Kazakhstan	100 131.5	0.4	207.3	4 222.2
South Kazakhstan	151 971.1	318.6	629.5	10 312.2
Total	12 192 143.8	8 879.5	31 022.3	368 314.2