Version ¹2 on 01/07/2006
In the 2-quarter of 2006 second-tier banks and JSC «Kazpost» performed 26.2 mln. transactions valued at a total of 12 893.2 billion KZT with using payment instruments presented in the Table 1. Overall the use of various payment instruments has been increased.
Compared with the 2-quarter of 2005 the volume of various payment instruments used increased by 26.4 percent, and the value of payments increased by 5.8 percent.
Growth in the total volume of payment instruments was due mainly to an increase in the volume of transactions using payment cards by 4 099.6 thousand transactions. Growth in the value of payments was due to an increase in the amount of payments using payment orders by 564.3 billion KZT.
As before payment orders and payment cards are the instruments used most commonly on the territory of Kazakhstan. The average value of payment order in the 2-quarter of 2006 was 1.6 million KZT and in comparison with the 2-quarter of 2005 increased by 6.5 percent. The high proportion of transactions using payment cards and the low volume of payments is due to the use of this payment instrument primarily for the withdrawal of small sums of cash (the average amount of a cash withdrawal transaction in the 2-quarter of 2006 was 17.8 thousand KZT).
Payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.
Data on the use of payment instruments in the 2-quarter of 2006
Table 1 |
||||||
(volume in thousands transactions; value in billions KZT) |
||||||
Payment instruments |
2-quarter of 2005 |
2-quarter of 2006 |
Change |
|||
Abs. |
in percent of total amount |
Abs. |
in percent of total amount |
|||
Payment orders |
Volume |
7 721.1 |
37.2% |
7 601.9 |
29.0% |
-1.5% |
Value |
11 627.9 |
95.4% |
12 192.1 |
94.6% |
4.9% |
|
Payment request-orders |
Volume |
30.2 |
0.1% |
37.4 |
0.1% |
24.0% |
Value |
97.6 |
0.8% |
8.9 |
0.1% |
-90.9% |
|
Collection orders |
Volume |
71.2 |
0.3% |
88.2 |
0.3% |
23.9% |
Value |
39.1 |
0.3% |
31.0 |
0.2% |
-20.7% |
|
Payment cards |
Volume |
12 381.5 |
59.7% |
16 481.1 |
62.8% |
33.1% |
Value |
202.1 |
1.7% |
292.8 |
2.3% |
44.9% |
|
Other payment instruments |
Volume |
550.1 |
2.7% |
2 024.9 |
7.7% |
by 3.7 times |
Value |
223.2 |
1.8% |
368.3 |
2.9% |
65.0% |
|
Total |
Volume |
20 753.9 |
100.0% |
26 233.4 |
100.0% |
26.4% |
Value |
12 189.8 |
100.0% |
12 893.2 |
100.0% |
5.8% |
Use of payments instruments in a cut of regions in the 2-quarter of 2006
(volume of transactions)
Table 2 |
||||
(in unit transactions) |
||||
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
Akmola |
883 468 |
2 810 |
7 070 |
115 393 |
Aktubinsk |
363 454 |
1 105 |
1 303 |
60 551 |
Almaty |
2 792 383 |
12 832 |
32 894 |
785 601 |
Atyrau |
261 356 |
1 522 |
3 966 |
115 394 |
East Kazakhstan |
506 041 |
2 231 |
4 266 |
82 833 |
Jambul |
180 932 |
856 |
2 097 |
78 955 |
West Kazakhstan |
245 359 |
4 764 |
4 121 |
93 100 |
Karaganda |
645 030 |
2 452 |
8 921 |
182 607 |
Kostanai |
343 619 |
711 |
2 730 |
89 307 |
Kyzylorda |
139 105 |
1 007 |
3 636 |
42 487 |
Mangistau |
222 789 |
1 432 |
2 659 |
44 238 |
Pavlodar |
478 501 |
3 148 |
6 332 |
199 204 |
North Kazakhstan |
216 754 |
422 |
1 919 |
35 888 |
South Kazakhstan |
323 091 |
2 118 |
6 237 |
99 298 |
Total |
7 601 882 |
37 410 |
88 151 |
2 024 856 |
Use of payments instruments on regions in the 2-quarter of 2006
(value of transactions)
Table 3 |
||||
(in billion KZT) |
||||
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
Akmola |
1 504 881.2 |
791.2 |
4 531.9 |
36 967.4 |
Aktubinsk |
308 093.5 |
842.6 |
156.6 |
27 993.9 |
Almaty |
8 140 052.4 |
2 033.4 |
16 247.1 |
125 908.4 |
Atyrau |
165 753.7 |
650.4 |
748.0 |
8 277.1 |
East Kazakhstan |
211 365.8 |
232.0 |
630.3 |
6 665.6 |
Jambul |
70 765.1 |
679.6 |
434.0 |
3 722.5 |
West Kazakhstan |
101 104.8 |
1 807.4 |
310.3 |
81 793.1 |
Karaganda |
394 348.6 |
111.7 |
801.6 |
20 558.4 |
Kostanai |
126 234.5 |
121.0 |
4 627.8 |
22 018.5 |
Kyzylorda |
159 166.5 |
681.8 |
812.5 |
2 305.8 |
Mangistau |
153 020.3 |
155.9 |
400.3 |
5 367.1 |
Pavlodar |
605 254.8 |
453.5 |
485.2 |
12 201.9 |
North Kazakhstan |
100 131.5 |
0.4 |
207.3 |
4 222.2 |
South Kazakhstan |
151 971.1 |
318.6 |
629.5 |
10 312.2 |
Total |
12 192 143.8 |
8 879.5 |
31 022.3 |
368 314.2 |