Version ¹4 on 01/10/2006
In the 3-quarter of 2006 second-tier banks and JSC «Kazpost» performed 26.7 mln. transactions valued at a total of 29 086.5 billion KZT with using payment instruments presented in the Table 1. Overall the use of various payment instruments has been increased.
Compared with the 3-quarter of 2005 the volume of various payment instruments used increased by 18.8 percent, and the value of payments increased by 2.3 times.
Growth in the total volume of payment instruments was due mainly to an increase inhe volume of payment orders by 4 405.6 thousand transactions. Growth in the value of payments was dueto an increase in the amount of payments using payment orders by 16 019.0 billion KZT.
As before payment orders and payment cards are the instruments used most commonly on theterritory of Kazakhstan. The average value of payment order in the 3-quarter of 2006 was 3.7 million KZT and in comparison with the 3-quarter of 2006 increased by 2.4 times. The high proportion of transactions using payment cards and the low volume of payments is due to the use of this payment instrument primarily for the withdrawal of small sums of cash (the average amount of a cash withdrawal transaction in the 3-quarter of 2006 was 19.2 thousand KZT).
Payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.
Data on the use of payment instruments in the 3-quarter of 2006
Table 1 |
||||||
(volume in thousands transactions; value in billions KZT) |
||||||
Payment instruments |
3-quarter of 2005 |
3-quarter of 2006 |
Change |
|||
Abs. |
in percent of total amount |
Abs. |
in percent of total amount |
|||
Payment orders |
Volume |
8 033.8 |
35.68% |
7 722.0 |
28.88% |
-3.9% |
Value |
12 290.0 |
95.67% |
28 309.0 |
97.33% |
by 2.3 times |
|
Payment request-orders |
Volume |
26.4 |
0.12% |
32.3 |
0.12% |
22.4% |
Value |
7.5 |
0.06% |
8.3 |
0.03% |
11.1% |
|
Collection orders |
Volume |
73.2 |
0.33% |
76.6 |
0.29% |
4.6% |
Value |
33.0 |
0.26% |
35.2 |
0.12% |
6.6% |
|
Payment cards |
Volume |
12 607.8 |
56.00% |
17 013.4 |
63.62% |
34.9% |
Value |
223.1 |
1.74% |
326.3 |
1.12% |
46.2% |
|
Other payment instruments |
Volume |
1 774.7 |
7.88% |
1 896.3 |
7.09% |
6.9% |
Value |
293.0 |
2.28% |
407.8 |
1.40% |
39.2% |
|
Total |
Volume |
22 515.9 |
100.00% |
26 740.6 |
100.00% |
18.8% |
Value |
12 846.6 |
100.00% |
29 086.5 |
100.00% |
by 2.3 times |
Use of payments instruments in a cut of regions in the 3-quarter of 2006
(volume of transactions)
Table 2 |
||||
(in unit transactions) |
||||
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
Akmola |
1 063 885 |
2 302 |
6 839 |
125 425 |
Aktubinsk |
388 816 |
1 207 |
1 606 |
61 838 |
Almaty |
2 744 512 |
10 693 |
22 950 |
552 697 |
Atyrau |
278 239 |
1 283 |
4 207 |
135 258 |
East Kazakhstan |
506 561 |
1 964 |
4 460 |
85 481 |
Jambul |
192 789 |
617 |
2 954 |
106 981 |
West Kazakhstan |
222 006 |
5 359 |
5 547 |
98 547 |
Karaganda |
615 432 |
1 743 |
7 820 |
201 262 |
Kostanai |
338 626 |
597 |
2 225 |
89 925 |
Kyzylorda |
137 528 |
793 |
3 267 |
51 865 |
Mangistau |
239 776 |
1 018 |
2 308 |
48 233 |
Pavlodar |
440 118 |
3 415 |
5 650 |
199 358 |
North Kazakhstan |
210 396 |
193 |
1 669 |
37 134 |
South Kazakhstan |
343 359 |
1 101 |
5 093 |
102 274 |
Total |
7 722 043 |
32 285 |
76 595 |
1 896 278 |
Use of payments instruments on regions in the 3-quarter of 2006
(value of transactions)
Table 3 |
||||
(in billion KZT) |
||||
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
Akmola |
2 726 014.3 |
634.3 |
12 468.8 |
39 660.6 |
Aktubinsk |
586 376.7 |
246.1 |
673.4 |
21 659.5 |
Almaty |
14 256 009.2 |
2 728.2 |
14 410.4 |
168 295.3 |
Atyrau |
508 911.5 |
345.8 |
700.4 |
8 827.5 |
East Kazakhstan |
1 089 660.6 |
509.4 |
958.5 |
6 987.3 |
Jambul |
1 295 983.6 |
315.1 |
445.3 |
3 784.0 |
West Kazakhstan |
617 563.4 |
1 651.6 |
624.9 |
86 706.9 |
Karaganda |
1 666 411.0 |
295.3 |
626.7 |
20 548.9 |
Kostanai |
511 993.9 |
96.8 |
1 509.3 |
16 860.1 |
Kyzylorda |
349 441.3 |
974.3 |
386.7 |
3 082.9 |
Mangistau |
292 778.2 |
214.5 |
282.0 |
5 308.1 |
Pavlodar |
843 340.3 |
161.1 |
1 346.4 |
11 357.9 |
North Kazakhstan |
604 355.0 |
0.3 |
224.4 |
3 356.4 |
South Kazakhstan |
2 960 125.3 |
104.2 |
553.3 |
11 353.9 |
Total |
28 308 964.2 |
8 277.2 |
35 210.5 |
407 789.3 |