Version ¹4 on 01/01/2007

In 2006 second-tier banks and JSC «Kazpost» performed 106 million transactions valued at a total of 71 038.8 billion KZT with using payment instruments presented in the Table 1. Overall the use of various payment instruments has been increased.

Compared to 2005 the volume of various payment instruments used increased by 27.7 percent, and the value of payments increased by 49.1 percent.

Growth in the total volume of payment instruments was due mainly to an increase inhe volume of payment orders by 17 million transactions. Growth in the value of payments was dueto an increase in the amount of payments using payment orders by 22 974.8 billion KZT.

As before payment orders and payment cards are the instruments used most commonly on theterritory of Kazakhstan. The average value of payment order in 2006 was 2.2 million KZT and in comparison with 2005 increased by 49.1 percent. The high proportion of transactions using payment cards and the low volume of payments is due to the use of this payment instrument primarily for the withdrawal of small sums of cash (the average amount of a cash withdrawal transaction in 2006 was 18.6 thousand KZT).

Payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.

Data on the use of payment instruments in 2006

Table 1
(volume in thousands transactions; value in billions KZT)
Payment instruments		2005		2006		Change
Payment instruments		Abs.	in percent of total amount	Abs.	in percent of total amount	Change
Payment orders	Volume	30 453.6	35.8%	30 870.4	29.1%	1.4%
Payment orders	Value	44 929.3	94.3%	67 904.0	95.6%	51.1%
Payment request-orders	Volume	120.1	0.1%	135.5	0.1%	12.8%
Payment request-orders	Value	217.2	0.5%	42.1	0.1%	-80.6%
Collection orders	Volume	301.2	0.4%	341.9	0.3%	13.5%
Collection orders	Value	140.7	0.3%	317.9	0.4%	by 2.3 times
Payment cards	Volume	49 820.4	58.6%	66 826.5	63.0%	34.1%
Payment cards	Value	848.7	1.8%	1 241.8	1.7%	46.3%
Other payment instruments	Volume	4 335.2	5.1%	7 867.9	7.4%	81.5%
Other payment instruments	Value	1 498.8	3.1%	1 532.9	2.2%	2.3%
Total	Volume	85 030.6	100.0%	106 042.2	100.0%	24.7%
Total	Value	47 634.7	100.0%	71 038.8	100.0%	49.1%

Use of payments instruments in a cut of regions in 2006 (volume of transactions)

Table 2
(in unit transactions)
Region	Payment orders	Payment request-orders	Collection orders	Other payment instruments
Akmola	3 752 109	9 897	28 949	486 942
Aktubinsk	1 478 205	4 729	5 945	247 963
Almaty	10 991 211	46 372	110 009	2 646 242
Atyrau	1 122 298	5 918	19 023	512 259
East Kazakhstan	2 020 654	9 481	18 041	347 559
Jambul	736 461	2 806	10 959	390 055
West Kazakhstan	918 463	18 917	19 049	390 374
Karaganda	2 875 884	8 698	39 014	784 518
Kostanai	1 364 673	2 494	10 866	351 969
Kyzylorda	553 843	3 392	14 246	155 687
Mangistau	992 703	5 043	12 414	187 252
Pavlodar	1 849 525	10 598	22 687	808 234
North Kazakhstan	906 446	913	7 512	149 032
South Kazakhstan	1 307 875	6 212	23 139	409 855
Total	30 870 350	135 470	341 853	7 867 941

Use of payments instruments on regions in 2006 (value of transactions)

Table 3
(in million KZT)
Region	Payment orders	Payment request-orders	Collection orders	Other payment instruments
Akmola	8 196 951.5	4 661.5	141 899.5	161 425.6
Aktubinsk	1 597 038.2	3 835.4	1 271.4	110 430.3
Almaty	40 522 385.2	9 761.0	106 952.2	556 169.7
Atyrau	1 135 028.1	1 925.9	2 944.4	35 273.7
East Kazakhstan	1 812 406.8	2 057.7	2 650.9	27 861.5
Jambul	1 514 565.6	2 071.1	1 579.6	13 038.7
West Kazakhstan	932 040.7	6 765.2	1 469.7	331 978.2
Karaganda	3 049 748.3	716.6	3 564.5	93 506.2
Kostanai	938 924.6	796.6	31 782.3	67 679.4
Kyzylorda	762 560.5	3 617.3	12 248.6	10 094.4
Mangistau	866 555.8	3 125.0	2 787.0	21 394.9
Pavlodar	2 204 870.9	2 018.0	5 028.0	49 417.6
North Kazakhstan	892 244.1	1.0	1 155.4	15 212.2
South Kazakhstan	3 478 717.9	773.7	2 556.2	39 464.2
Total	67 904 038.2	42 126.0	317 889.9	1 532 946.5