Version ¹4 on 01/01/2007
In 2006 second-tier banks and JSC «Kazpost» performed 106 million transactions valued at a total of 71 038.8 billion KZT with using payment instruments presented in the Table 1. Overall the use of various payment instruments has been increased.
Compared to 2005 the volume of various payment instruments used increased by 27.7 percent, and the value of payments increased by 49.1 percent.
Growth in the total volume of payment instruments was due mainly to an increase inhe volume of payment orders by 17 million transactions. Growth in the value of payments was dueto an increase in the amount of payments using payment orders by 22 974.8 billion KZT.
As before payment orders and payment cards are the instruments used most commonly on theterritory of Kazakhstan. The average value of payment order in 2006 was 2.2 million KZT and in comparison with 2005 increased by 49.1 percent. The high proportion of transactions using payment cards and the low volume of payments is due to the use of this payment instrument primarily for the withdrawal of small sums of cash (the average amount of a cash withdrawal transaction in 2006 was 18.6 thousand KZT).
Payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.
Data on the use of payment instruments in 2006
Table 1 |
||||||
(volume in thousands transactions; value in billions KZT) |
||||||
Payment instruments |
2005 |
2006 |
Change |
|||
Abs. |
in percent of total amount |
Abs. |
in percent of total amount |
|||
Payment orders |
Volume |
30 453.6 |
35.8% |
30 870.4 |
29.1% |
1.4% |
Value |
44 929.3 |
94.3% |
67 904.0 |
95.6% |
51.1% |
|
Payment request-orders |
Volume |
120.1 |
0.1% |
135.5 |
0.1% |
12.8% |
Value |
217.2 |
0.5% |
42.1 |
0.1% |
-80.6% |
|
Collection orders |
Volume |
301.2 |
0.4% |
341.9 |
0.3% |
13.5% |
Value |
140.7 |
0.3% |
317.9 |
0.4% |
by 2.3 times |
|
Payment cards |
Volume |
49 820.4 |
58.6% |
66 826.5 |
63.0% |
34.1% |
Value |
848.7 |
1.8% |
1 241.8 |
1.7% |
46.3% |
|
Other payment instruments |
Volume |
4 335.2 |
5.1% |
7 867.9 |
7.4% |
81.5% |
Value |
1 498.8 |
3.1% |
1 532.9 |
2.2% |
2.3% |
|
Total |
Volume |
85 030.6 |
100.0% |
106 042.2 |
100.0% |
24.7% |
Value |
47 634.7 |
100.0% |
71 038.8 |
100.0% |
49.1% |
Use of payments instruments in a cut of regions in 2006 (volume of transactions)
Table 2 |
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(in unit transactions) |
||||
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
Akmola |
3 752 109 |
9 897 |
28 949 |
486 942 |
Aktubinsk |
1 478 205 |
4 729 |
5 945 |
247 963 |
Almaty |
10 991 211 |
46 372 |
110 009 |
2 646 242 |
Atyrau |
1 122 298 |
5 918 |
19 023 |
512 259 |
East Kazakhstan |
2 020 654 |
9 481 |
18 041 |
347 559 |
Jambul |
736 461 |
2 806 |
10 959 |
390 055 |
West Kazakhstan |
918 463 |
18 917 |
19 049 |
390 374 |
Karaganda |
2 875 884 |
8 698 |
39 014 |
784 518 |
Kostanai |
1 364 673 |
2 494 |
10 866 |
351 969 |
Kyzylorda |
553 843 |
3 392 |
14 246 |
155 687 |
Mangistau |
992 703 |
5 043 |
12 414 |
187 252 |
Pavlodar |
1 849 525 |
10 598 |
22 687 |
808 234 |
North Kazakhstan |
906 446 |
913 |
7 512 |
149 032 |
South Kazakhstan |
1 307 875 |
6 212 |
23 139 |
409 855 |
Total |
30 870 350 |
135 470 |
341 853 |
7 867 941 |
Use of payments instruments on regions in 2006 (value of transactions)
Table 3 |
||||
(in million KZT) |
||||
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
Akmola |
8 196 951.5 |
4 661.5 |
141 899.5 |
161 425.6 |
Aktubinsk |
1 597 038.2 |
3 835.4 |
1 271.4 |
110 430.3 |
Almaty |
40 522 385.2 |
9 761.0 |
106 952.2 |
556 169.7 |
Atyrau |
1 135 028.1 |
1 925.9 |
2 944.4 |
35 273.7 |
East Kazakhstan |
1 812 406.8 |
2 057.7 |
2 650.9 |
27 861.5 |
Jambul |
1 514 565.6 |
2 071.1 |
1 579.6 |
13 038.7 |
West Kazakhstan |
932 040.7 |
6 765.2 |
1 469.7 |
331 978.2 |
Karaganda |
3 049 748.3 |
716.6 |
3 564.5 |
93 506.2 |
Kostanai |
938 924.6 |
796.6 |
31 782.3 |
67 679.4 |
Kyzylorda |
762 560.5 |
3 617.3 |
12 248.6 |
10 094.4 |
Mangistau |
866 555.8 |
3 125.0 |
2 787.0 |
21 394.9 |
Pavlodar |
2 204 870.9 |
2 018.0 |
5 028.0 |
49 417.6 |
North Kazakhstan |
892 244.1 |
1.0 |
1 155.4 |
15 212.2 |
South Kazakhstan |
3 478 717.9 |
773.7 |
2 556.2 |
39 464.2 |
Total |
67 904 038.2 |
42 126.0 |
317 889.9 |
1 532 946.5 |