Version ¹9 on 01/04/2007
In the 1-quarter of 2007 second-tier banks and JSC «Kazpost» performed 29 242.6 thousand transactions valued at a total of 18 935.5 billion KZT with using payment instruments presented in the Table 1. Overall the use of various payment instruments has been increased.
Compared with the 1-quarter of 2006 the volume of various payment instruments used increased by 29.1percent, and the value of payments increased by 81.2 percent.
Growth in the total volume of payment instruments was due mainly to an increase in the volume of transactions using payment cards by 5 068.3 thousand transactions. Growth in the value of payments was due to an increase in the amount of payments using payment orders by 8 329.8 billion KZT.
As before payment orders and payment cards are the instruments used most commonly on the territory of Kazakhstan. The average value of payment order in the 1-quarter of 2007 was 2.3 million KZT and in comparison with the 1-quarter of 2006 increased by 56.4 percent. The high proportion of transactions using payment cards and the low volume of payments is due to the use of this payment instrument primarily for the withdrawal of small sums of cash (the average amount of a cash withdrawal transaction in the 1-quarter of 2007 was 19.6 thousand KZT).
Payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.
Other payment instruments include checks for goods and services, direct debits of bank account and executed bill credits.
Data on the use of payment instruments in the 1-quarter of 2007
|
Table 1 |
||||||
|
(volume in thousands transactions; value in billions KZT) |
||||||
|
Payment instruments |
1 quarter of 2006 |
1-quarter of 2007 |
Change |
|||
|
Abs. |
in percent of total amount |
Abs. |
in percent of total amount |
|||
|
Payment orders
|
Volume |
6 806.7 |
30.06% |
8 046.7 |
27.52% |
18.2% |
|
Value |
9 810.7 |
93.90% |
18 140.5 |
95.80% |
84.9% |
|
|
Payment request-orders
|
Volume |
28.6 |
0.13% |
35.8 |
0.12% |
25.3% |
|
Value |
7.6 |
0.07% |
13.3 |
0.07% |
73.9% |
|
|
Collection orders
|
Volume |
82.3 |
0.36% |
88.0 |
0.30% |
7.0% |
|
Value |
56.7 |
0.54% |
38.3 |
0.20% |
-32.4% |
|
|
Payment cards
|
Volume |
13 809.6 |
60.98% |
18 878.0 |
64.56% |
36.7% |
|
Value |
241.5 |
2.31% |
370.3 |
1.96% |
53.4% |
|
|
Other payment instruments |
Volume |
1 919.6 |
8.48% |
2 194.1 |
7.50% |
14.3% |
|
Value |
331.8 |
3.18% |
373.2 |
1.97% |
12.5% |
|
|
Total |
Volume |
22 646.7 |
100.00% |
29 242.6 |
100.00% |
29.1% |
|
Value |
10 448.3 |
100.00% |
18 935.5 |
100.00% |
81.2% |
|
Use of payments instruments in a cut of regions in the 1-quarter of 2007
(volume of transactions)
|
Table 2 |
||||
|
(in unit transactions) |
||||
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
1 038 695 |
2 212 |
6 725 |
139 092 |
|
Aktubinsk |
409 027 |
1 287 |
1 508 |
70 226 |
|
Almaty |
2 690 527 |
11 805 |
26 543 |
615 416 |
|
Atyrau |
323 159 |
1 722 |
4 923 |
168 470 |
|
East Kazakhstan |
498 137 |
1 968 |
4 033 |
120 168 |
|
Jambul |
210 488 |
752 |
3 395 |
135 901 |
|
West Kazakhstan |
236 815 |
5 327 |
7 294 |
116 981 |
|
Karaganda |
663 771 |
2 791 |
13 154 |
244 884 |
|
Kostanai |
403 419 |
804 |
1 925 |
97 391 |
|
Kyzylorda |
171 291 |
838 |
3 828 |
25 917 |
|
Mangistau |
370 201 |
1 564 |
2 929 |
65 463 |
|
Pavlodar |
379 918 |
2 404 |
5 116 |
220 283 |
|
North Kazakhstan |
289 177 |
278 |
1 494 |
42 170 |
|
South Kazakhstan |
362 051 |
2 070 |
5 118 |
131 780 |
|
Total |
8 046 676 |
35 822 |
87 985 |
2 194 142 |
Use of payments instruments on regions in the 1-quarter of 2007
(value of transactions)
|
Table 3 |
||||
|
(in billion KZT) |
||||
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
2 358 138.4 |
387.2 |
7 486.3 |
33 703.7 |
|
Aktubinsk |
315 261.2 |
1 598.2 |
349.4 |
31 899.3 |
|
Almaty |
12 932 960.4 |
2 160.7 |
20 641.0 |
164 381.8 |
|
Atyrau |
229 514.2 |
839.2 |
881.9 |
8 934.2 |
|
East Kazakhstan |
257 981.9 |
284.8 |
2 183.8 |
8 348.0 |
|
Jambul |
80 312.9 |
180.3 |
477.0 |
3 423.8 |
|
West Kazakhstan |
107 628.7 |
3 727.1 |
438.9 |
47 923.7 |
|
Karaganda |
511 400.0 |
317.2 |
920.0 |
17 977.2 |
|
Kostanai |
187 048.8 |
472.5 |
1 196.0 |
21 945.0 |
|
Kyzylorda |
218 648.3 |
663.0 |
854.3 |
2 670.8 |
|
Mangistau |
255 257.4 |
807.4 |
655.1 |
5 844.1 |
|
Pavlodar |
373 682.8 |
1 354.4 |
1 693.1 |
11 660.0 |
|
North Kazakhstan |
105 115.4 |
36.5 |
210.7 |
4 147.9 |
|
South Kazakhstan |
207 515.3 |
450.5 |
302.7 |
10 324.3 |
|
Total |
18 140 465.6 |
13 279.0 |
38 290.2 |
373 183.8 |
