Version ¹8 on 01/07/2008
In the 2 quarter of 2008 both second – tier banks and JSC «Kazpost» performed 32 982 thousand transactions to the sum of 23 755.5 billion KZT with the application of payment instruments presented in Table 1. In whole the use of various payment instruments has been increased. Compared with the similar period of the previous year the volume of transactions increased by 12.7% and the value of payments increased by 25.4%.
The increase of total volume of payment instruments was mainly specified the increase of volume of payment cards operations by 4 343.6 thousand transactions. The increase of payment value was substantially caused by the growth of payments value performed with payment orders by 5 149.3 billion KZT.
As before, payment orders and payment cards are the payment instruments used most commonly on the territory of Kazakhstan. Herewith the average value of one payment orders in the 2 quarter of 2008 came to 2.8 million KZT and compared with the same period of last year has increased by 20.6%. At the same time, a high specific weight of payment cards on the volume of payments and a low specific weight on value of payments are due to the use of this payment instrument primarily for withdrawal of small sums of cash (the average amount of one cash withdrawal transaction for the 2 quarter of 2008 came to 21.1 thousand KZT).
In the 2 quarter of 2008 payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.
Other payment instruments include checks for goods and services, direct debits of bank account and executed bill credits.
Data on the use of payment instruments in the 2-quarter of 2008
Table 1 |
||||||
(volume in thousands transactions; value in billions KZT) |
||||||
Payment instruments |
2-quarter of 2007 |
2-quarter of 2008 |
Change |
|||
Abs. |
in percent of total amount |
Abs. |
in percent of total amount |
|||
Payment orders
|
Volume |
8 828.1 |
27.49% |
9 137.9 |
24.95% |
3.5% |
Value |
20 758.2 |
95.73% |
25 907.5 |
95.96% |
24.8% |
|
Payment request-orders
|
Volume |
39.8 |
0.12% |
145.8 |
0.40% |
by 3.6 times |
Value |
20.5 |
0.09% |
79.6 |
0.29% |
by 3.9 times |
|
Collection orders
|
Volume |
105.3 |
0.33% |
214.5 |
0.59% |
by 2 times |
Value |
47.7 |
0.22% |
45.1 |
0.17% |
-5.6% |
|
Payment cards
|
Volume |
20 720.9 |
64.53% |
25 064.5 |
68.45% |
21.0% |
Value |
411.6 |
1.90% |
530.0 |
1.96% |
28.8% |
|
Other payment instruments |
Volume |
2 418.8 |
7.53% |
2 055.0 |
5.61% |
-15.0% |
Value |
446.7 |
2.06% |
436.9 |
1.62% |
-2.2% |
|
Total |
Volume |
32 113.0 |
100.00% |
36 617.7 |
100.00% |
14.0% |
Value |
21 684.7 |
100.00% |
26 999.1 |
100.00% |
24.5% |
Use of payments instruments in a cut of regions in the 2-quarter of 2008 (volume of transactions)
Table 2 |
||||
(in unit transactions) |
||||
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
Akmola |
1 119 428 |
35 110 |
19 002 |
148 348 |
Aktubinsk |
491 824 |
3 498 |
8 024 |
66 371 |
Almaty |
2 975 384 |
39 681 |
67 351 |
640 523 |
Atyrau |
402 943 |
6 721 |
5 930 |
68 694 |
East Kazakhstan |
640 606 |
4 381 |
8 220 |
127 344 |
Jambul |
255 577 |
2784 |
9 712 |
154 145 |
West Kazakhstan |
262 313 |
5 388 |
5 886 |
61 638 |
Karaganda |
782 349 |
12 549 |
24 598 |
231 550 |
Kostanai |
479 865 |
9264 |
4 863 |
130 152 |
Kyzylorda |
221 675 |
1611 |
6 008 |
29 672 |
Mangistau |
369 206 |
10 205 |
20 627 |
64 027 |
Pavlodar |
424 337 |
5 931 |
10 253 |
151 760 |
North Kazakhstan |
321 916 |
2070 |
3 038 |
41 917 |
South Kazakhstan |
390 483 |
6 628 |
20 992 |
138 847 |
Total |
9 137 906 |
145 821 |
214 504 |
2 054 988 |
Use of payments instruments on regions in the 2-quarter of 2008 (value of transactions)
Table 3 |
||||
(in billion KZT) |
||||
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
Akmola |
5 992 058.5 |
24 109.2 |
3 208.9 |
35 121.5 |
Aktubinsk |
502 889.0 |
3 985.3 |
5 624.7 |
50 471.3 |
Almaty |
14 983 739.3 |
12 695.2 |
18 677.7 |
183 864.0 |
Atyrau |
408 520.6 |
4 562.5 |
1 275.5 |
8 799.5 |
East Kazakhstan |
364 521.8 |
1 377.5 |
1 452.4 |
6 010.2 |
Jambul |
123 824.7 |
1 146.7 |
266.9 |
2 239.1 |
West Kazakhstan |
158 121.3 |
1 392.3 |
527.0 |
42 881.8 |
Karaganda |
752 183.3 |
3 632.1 |
2 998.1 |
54 046.2 |
Kostanai |
504 472.9 |
5 921.2 |
717.7 |
20 458.7 |
Kyzylorda |
739 174.5 |
7 799.5 |
393.6 |
2 042.1 |
Mangistau |
347 885.1 |
2 789.1 |
2 057.8 |
5 113.5 |
Pavlodar |
377 929.3 |
5 909.0 |
5 424.1 |
13 557.1 |
North Kazakhstan |
375 380.6 |
423.1 |
345.0 |
3 108.0 |
South Kazakhstan |
276 836.4 |
3 852.8 |
2 094.4 |
9 186.7 |
Total |
25 907 534.4 |
79 595.6 |
45 063.8 |
436 899.7 |