For November 2025 banks and JSC «Kazpost» performed 1 216 969,9 thousand transactions to the sum of 109 955,5 billion KZT with the application of payment instruments presented in Table.              

As before, payment orders and payment cards are payment instruments used most commonly on the territory of Kazakhstan. Here with the average value of one payment order in November 2025 came to 2 374,2 thousand KZT.  At the same time, a high specific weight of payment cards on the volume of transactions and a low specific weight on value of transactions are due to the use of this payment instrument primarily for operation with small sums.                  

During the specified period checks and payment notice are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.     

 

Data on the use of payment instruments in November 2025  

Table
(volume in thousands transactions; value in billions KZT)
	Volume		Value
Payment instrument	Abs.	in % of total amount	Abs.	in % of total amount
Payment orders	37 242,6	3,06%	88 421,6	80,42%
Payment requests	415,9	0,03%	1 674,1	1,52%
Checks	0,0	0,00%	0,0	0,00%
Collection orders	203,7	0,02%	9,6	0,01%
Payment warrant	413,2	0,03%	1 533,9	1,40%
Payment notice	34,4	0,00%	33,0	0,03%
Payment cards, including:	1 178 660,0	96,85%	18 283,3	16,63%
- cashless payments cash withdrawals	1 160 089,3	98,42%	16 096,6	88,04%
- cash withdrawals	18 570,7	1,58%	2 186,6	11,96%
Total	1 216 969,9	100%	109 955,5	100%