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Version¹ 171 28/11/2025

On the whole 93.0 mln transactions to the amount of 1 274.2 trln KZT were conducted through payment systems of Kazakhstan (Interbank System of Money Transfer and Interbank Clearing System) in January-November of 2025. As compared to January-November of 2024 number of payments in payment systems increased by 28.7% (by 20.7 mln transactions), amount of payments by 3.8% (by 46.3 trln KZT).

 

ISMT and Interbank Clearing System

(thousand transactions and bln. KZT)

Year

January-November

number

volume

2024

72 234,9

1 227 827,4

2025

92 978,0

1 274 171,0

Change in %

28,7%

3,8%

 

Interbank System of Money Transfer (ISMT)

In January-November of 2025 29.3 mln transactions to the amount of 1 262.5 trln KZT were conducted through ISMT. As compared to similar period of last year number of payments increased by 18.1% (by 4.5 mln transactions), amount of payments by 3.6% (by 44.2 trln KZT).

On an average 143.8 thousand transactions to the amount of 6.2 trln KZT passed through ISMT per day in January-November of 2025 which is more than the level of the similar period of 2024 in respect of number by 19.8% (by 23.8 thousand transactions) and in respect of amount by 5.2% (by 303.5 bln KZT).

 

Interbank System of Money Transfer (ISMT)

(thousand transactions and bln. KZT)

Year

January-November

number

volume

2024

total

24 850,5

1 218 280,1

average per day

120,1

5 885,4

2025

total

29 337,7

1 262 529,7

average per day

143,8

6 188,9

Change in %

total

18,1%

3,6%

average per day

19,8%

5,2%

 

Interbank Clearing System.

Flows of retail payments during January-November of 2025 made up 63.6 mln documents to the amount of 11.6 trln KZT. As compared to January-November of 2024 volume of documents in clearing system increased by 34.3% (by 16.3 mln documents), value of payments - by 21.9% (by 2.1 trln KZT).

On an average 312.0 thousand documents to the amount of 57.1 bln KZT passed through clearing system per day, which is more than the level of the similar period of 2024 in respect of number of payments by 36.3% (by 83.1 thousand transactions) and more in respect of amount of payments by 23.7% (by 10.9 bln KZT).

 

Interbank Clearing System

(thousand transactions and bln. KZT)

Year

January-November

number

volume

2024

total

47 384,4

9 547,3

average per day

228,9

46,1

2025

total

63 640,2

11 641,3

average per day

312,0

57,1

Change in %

total

34,3%

21,9%

average per day

36,3%

23,7%

 

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