Version ¹87 on 01/02/2011
As of February 1, 2011, 20 second-tier banks and JSC «Kazpost» realise issue of payment cards. Second-tier banks issue payment cards of local systems: Altyn card – by JSC «Halyk Bank of Kazakhstan»; SmartAlemCard – by JSC «ВТА Bank»; SityCard - by JSC «Citybank Kazakhstan». Also commercial banks of Kazakhstan issue and distribute payment cards of international systems: VISA International, MasterCard Worldwide, American Express International, China Union Pay and Diners Club International.
As of February 1, 2011, the number of cards, issued by banks of Kazakhstan, was 8.5 million, the number of card holders was 7.8 million (growth - by 10.2% and 8.7% respectively, in comparison with the same period of the last year)[1]. As the most widespread cards, the cards of international payment systems have the share of 98.0% and the local cards – 2.0% respectively. As of February 1, 2010 this ratio was 97.9% and 2.1% correspondingly.
In January 2011 the value of transactions using payment cards issued by banks of Kazakhstan was KZT 254.1 billion (30.9% growth in comparison with the same period of the previous year). In January 2011 volume of transactions was 9.9 million transactions (growth - by 18.1% in comparison with the same period of the last year).
Growth of the volume and value of non-cash payments has made 33.9 % (2.1 million transactions) and 48.2 % (34.5 billion tenge), and of the volume and value of operations on cash withdrawal - 14.4 % (7.8 million transactions) and 28.5 % (219.7 billion tenge) accordingly.
More detailed data on development of Kazakhstan payment cards market are submitted in Tables 1 - 5.
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Table 1 |
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Figures |
As of February 1, 2010 |
As of February 1, 2011 |
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Total number of cards in circulation (thousand), of which: |
7 691.6 |
8 477.7 |
|
- local systems |
159.5 |
173.0 |
|
- international systems, of which: |
7 532.1 |
8 304.7 |
|
Visa International |
6 130.3 |
6 923.5 |
|
MasterCard Worldwide |
1 393.7 |
1 369.4 |
|
Number of card holders (thousand), of which: |
7 215.9 |
7 847.2 |
|
- local systems |
151.6 |
165.1 |
|
- international systems, of which: |
7 064.3 |
7 682.0 |
|
Visa International |
5 714.9 |
6 357.8 |
|
MasterCard Worldwide |
1 341.4 |
1 312.7 |
|
Number of the used payment cards (thousand),of which: |
3 411.3 |
3 941.1 |
|
- local systems |
80.5 |
87.6 |
|
- international systems, of which: |
3 330.9 |
3 853.5 |
|
Visa International |
2 651.8 |
3 185.8 |
|
MasterCard Worldwide |
675.2 |
661.7 |
|
Number of POS-terminals, of which: |
23 007 |
26 048 |
|
- at business enterprises |
18 564 |
21 287 |
|
- in banks |
4 443 |
4 761 |
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Number of imprinters, of which: |
814 |
694 |
|
- at business enterprises |
434 |
396 |
|
- in banks |
380 |
298 |
|
Number of ATMs |
7 046 |
7 641 |
|
Number of business enterprises |
10 097 |
10 789 |
|
Monthly balances on which the transactions using payment cards (mln.KZT) |
117 432.6 |
149 217.6 |
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Table 2 |
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Figures |
As of February 1, 2011 |
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Total number of cards in circulation (thousand) |
Number of card holders (thousand) |
Number of the used payment cards (thousand) |
|
|
Total on the Republic |
8 466.8 |
7 752.6 |
3 936.1 |
|
Akmola |
262.7 |
247.5 |
146.1 |
|
Aktubinsk |
461.7 |
437.5 |
213.4 |
|
Almaty |
300.8 |
283.2 |
159.0 |
|
Atyrau |
412.0 |
383.3 |
189.6 |
|
East Kazakhstan |
668.5 |
623.8 |
330.5 |
|
Jambul |
317.6 |
304.5 |
175.3 |
|
West Kazakhstan |
299.7 |
280.5 |
132.4 |
|
Karaganda |
813.3 |
769.7 |
405.7 |
|
Kostanai |
324.8 |
306.1 |
183.6 |
|
Kyzylorda |
301.5 |
286.9 |
164.5 |
|
Mangistau |
400.3 |
367.2 |
186.9 |
|
Pavlodar |
448.2 |
415.7 |
231.9 |
|
North Kazakhstan |
206.8 |
194.6 |
105.3 |
|
South Kazakhstan |
569.4 |
538.9 |
275.3 |
|
Almaty (city) |
2 051.9 |
1 742.6 |
761.6 |
|
Astana (city) |
627.6 |
570.6 |
275.1 |
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Table 3 |
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Figures |
As of February 1, 2011 |
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|
Number of POS-terminals |
Number of imprinters |
Number of ATMs |
Number of business enterprises |
|
|
Total on the Republic |
26 048 |
694 |
7 641 |
10 789 |
|
Akmola |
611 |
4 |
265 |
297 |
|
Aktubinsk |
1 235 |
12 |
420 |
460 |
|
Almaty |
538 |
9 |
304 |
153 |
|
Atyrau |
1 286 |
42 |
447 |
512 |
|
East Kazakhstan |
1 686 |
25 |
608 |
759 |
|
Jambul |
645 |
5 |
269 |
251 |
|
West Kazakhstan |
831 |
17 |
298 |
313 |
|
Karaganda |
1 908 |
23 |
690 |
713 |
|
Kostanai |
801 |
17 |
304 |
329 |
|
Kyzylorda |
422 |
5 |
215 |
183 |
|
Mangistau |
927 |
14 |
383 |
414 |
|
Pavlodar |
1 285 |
17 |
468 |
564 |
|
North Kazakhstan |
659 |
6 |
230 |
284 |
|
South Kazakhstan |
1 106 |
13 |
475 |
404 |
|
Almaty (city) |
8 496 |
409 |
1 500 |
3 487 |
|
Astana (city) |
3 612 |
76 |
765 |
1 666 |
Use of payment cards, issued by the banks of Kazakhstan, in and outside the territory of Kazakhstan, in January 2011 (the transactions with American Express International, Diners Club International, Visa International and MasterCard Worldwide payment cards that are distributed by commercial banks of Kazakhstan are not included)
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Table 4 |
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Figures |
January |
|
|
Non cash payments |
Withdrawals of cash |
|
|
2010 |
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Volume of payments (thousand), of which: |
1 603.6 |
6 804.3 |
|
- local systems |
31.6 |
160.8 |
|
- international systems, of which: |
1 572.0 |
6 643.5 |
|
Visa International |
1 278.1 |
5 326.8 |
|
MasterCard Worldwide |
292.4 |
1 312.1 |
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Value of payments (mln.KZT), of which: |
23 270.5 |
170 926.2 |
|
- local systems |
462.3 |
4 096.9 |
|
- international systems, of which: |
22 808.2 |
166 829.3 |
|
Visa International |
20 861.6 |
137 799.9 |
|
MasterCard Worldwide |
1 906.2 |
28 889.6 |
|
2011 |
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|
Volume of payments (thousand), of which: |
2 146.9 |
7 784.3 |
|
- local systems |
37.9 |
188.7 |
|
- international systems, of which: |
2 109.1 |
7 595.6 |
|
Visa International |
1 755.1 |
6 334.0 |
|
MasterCard Worldwide |
351.5 |
1 255.9 |
|
Value of payments (mln.KZT), of which: |
34 481.9 |
219 663.5 |
|
- local systems |
830.6 |
5 213.8 |
|
- international systems, of which: |
33 651.3 |
214 449.7 |
|
Visa International |
25 038.2 |
183 028.3 |
|
MasterCard Worldwide |
8 550.8 |
31 226.7 |
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Dynamics in % |
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Volume of payments, of which: |
33.9% |
14.4% |
|
- local systems |
19.9% |
17.4% |
|
- international systems, of which: |
34.2% |
14.3% |
|
Visa International |
37.3% |
18.9% |
|
MasterCard Worldwide |
20.2% |
-4.3% |
|
Value of payments, of which: |
48.2% |
28.5% |
|
- local systems |
79.7% |
27.3% |
|
- international systems, of which: |
47.5% |
28.5% |
|
Visa International |
20.0% |
32.8% |
|
MasterCard Worldwide |
by 4,5 times |
8.1% |
Use of payment cards, issued by the banks of Kazakhstan and foreign banks, in the territory of Kazakhstan, in January 2011 (the transactions with American Express International, Diners Club International, Visa International and MasterCard Worldwide payment cards that are distributed by commercial banks of Kazakhstan are included)
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Table 5 |
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|
Figures |
January |
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|
Non cash payments |
Withdrawals of cash |
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Volume of payments (thousand) |
Value of payments (mln.KZT) |
Volume of payments (thousand) |
Value of payments (mln.KZT) |
|
|
Total on the Republic |
1 819.1 |
27 585.1 |
7 724.6 |
216 042.7 |
|
Akmola |
18.0 |
369.6 |
259.8 |
6 225.8 |
|
Aktubinsk |
50.6 |
930.1 |
454.3 |
11 625.0 |
|
Almaty |
41.1 |
728.5 |
289.8 |
7 885.8 |
|
Atyrau |
49.5 |
6 316.8 |
425.4 |
12 068.2 |
|
East Kazakhstan |
106.9 |
679.0 |
657.2 |
16 395.2 |
|
Jambul |
40.0 |
572.6 |
305.8 |
7 906.8 |
|
West Kazakhstan |
52.2 |
1 129.7 |
287.6 |
7 019.9 |
|
Karaganda |
67.8 |
1 040.9 |
813.4 |
19 241.9 |
|
Kostanai |
108.9 |
420.3 |
343.0 |
8 323.8 |
|
Kyzylorda |
53.4 |
595.8 |
245.3 |
7 032.9 |
|
Mangistau |
61.2 |
1 282.1 |
431.1 |
16 201.1 |
|
Pavlodar |
76.9 |
710.9 |
406.6 |
10 569.3 |
|
North Kazakhstan |
25.5 |
158.6 |
214.8 |
4 752.1 |
|
South Kazakhstan |
36.1 |
1 292.7 |
477.9 |
13 078.9 |
|
Almaty (city) |
837.6 |
7 651.8 |
1 425.0 |
46 658.1 |
|
Astana (city) |
193.5 |
3 705.9 |
687.6 |
21 057.9 |
