Due to the amendments to the Article 43 of the Law of the Republic of Kazakhstan "On Banks and Banking Activities in the Republic of Kazakhstan" (hereinafter - the Law) banks are required to establish provisions in accordance with International Financial Reporting Standards.

Considering the above, since the reporting date as of  01.02.2013 the publication of the information of loans past due written off from the balance sheet and non-performing loans and provisions for them was ended in accordance with the previously existing order.

Several indicators of the quality of the bank loan portfolio were included in the information on financial performance of  banks.